Some of the Medicare plans available are incredibly robust, offering more coverage than other plans in that same category by a mile. The Aetna Medicare Advantage plans 2017 are just such coverage plans. They can take care of an incredible amount of your healthcare expenses, all under one expansive insurance plan.
Aetna is known for offering a wide range of customer services, including 24-hour direct access to a nurse, and great online resources that help you find out just what you need to know about your plan, your health and the services available to you. Their plans aren’t much different from anyone else’s, but there is likely enough difference to make them worth a look.
Like other medical insurance companies, Aetna will provide a range of Medicare Plans. Their Advantage plans come in a few different types, each with different kinds of coverage or different ways to provide that coverage. Still, they all follow the same basic coverage guidelines set out by Medicare. The basic coverage for an Advantage plan includes Medicare Part A and Part B, emergency and urgent care and more. Most of them will give you coverage for Medicare Part D as well as for additional supplemental coverage.
Compare Aetna Medicare Advantage Plans 2017
You definitely want to examine all the coverage being offered by the Advantage plans and how they differ from one another before you make your decision. It might be difficult to change your mind about your plan later, when you realize that you picked the wrong plan. Open enrollment lasts for several months, so you do have time to look through your options and make the best choice for your healthcare and budgetary needs.
When you are looking at the Aetna Medicare Advantage Plans for 2017, you will want to bear in mind that these plans come with a few different ways to get you coverage. The most commonly offered options are HMO, HMO POS and PPO. Let’s look at each of these in turn, so you can pick the right one for your particular needs.
The HMO plan is going to give you your full coverage only if you go to one of the hospitals or clinics or doctor’s offices that are part of Aetna’s network. Only those healthcare facilities that agree to honor Aetna’s Advantage plans are part of its network. If you go off network with an HMO plan, then you aren’t going to get any coverage, no matter how much your premiums cost you. An exception will be made, however, if you have a medical emergency.
HMO POS plans are similar, but with a little extra coverage. You get full coverage only at approved network healthcare facilities. But you can also get full coverage for certain services off the network. Which services are covered outside of the network will vary depending on the plan you chose.
PPO plans allow you to get at least some coverage no matter where you go for your care. You can go off the network or stay on the network and still get some coverage. However off network locations only provide partial coverage. For full coverage, you have to go to a network facility.
As you can imagine, each of these comes with a different price point. The more coverage your plan provides, the more you will have to pay for it. If you have network facilities near you, though, the there is no need to choose anything other than an HMO plan, so long as you plan to stay in that area most of the time. You will want to take your coverage area into account when you are choosing one of the 2017 Aetna Medicare Advantage plans, in order to save as much money as possible.